Deposit Account Rates
Account | APY1 |
|---|---|
Interest Checking✝ | 0.15% |
Savings | 0.35% |
Start Young Savings | 0.35% |
Certificate Rates
Term Length | Opening Balance | Dividend | APY1 |
|---|---|---|---|
6 months | $0 $50,000 $100,000 | 4.02% 4.02% 4.02% | 4.10% 4.10% 4.10% |
1 year | $0 $50,000 $100,000 | 4.50% 4.50% 4.50% | 4.60% 4.60% 4.60% |
| 13-Months | $1,000✝✝ | 5.00% | 5.13% |
2 Years | $0 $50,000 $100,000 | 4.00% 4.00% 4.00% | 4.08% 4.08% 4.08% |
5 years | $0 $50,000 $100,000 | 3.58% 3.58% 3.58% | 3.64% 3.64% 3.64% |
Rate Bump Certificate Rates
Term Length | Opening Balance | Dividend | APY1 |
|---|---|---|---|
24-Month Bump Certificate* | $0 $50,000 $100,000 | 3.68% 3.68% 3.68% | 3.75% 3.75% 3.75% |
48-Month Bump Certificate* | $0 $50,000 $100,000 | 3.43% 3.43% 3.43% | 3.49% 3.49% 3.49% |
Money Market Rates
| Min. Daily Balance✝ | APY1 |
|---|---|
| $1,000 | 1.31% |
| $25,000 | 1.51% |
| $50,000 | 1.61% |
Personal Loan Rates
Term** | APR2 |
|---|---|
12-36 months | as low as 8.49% |
48 months | as low as 9.24% |
60 months | as low as 9.99% |
New Auto Loan Rates
| Term | APR2 |
|---|---|
| 36-60 months | As low as 5.95% |
| 61-72 months | As low as 6.35% |
| 73-84 months | As low as 7.15% |
Used/Refinanced Auto Loan Rates
| Term | APR2 |
|---|---|
| 36-60 months | As low as 6.45% |
| 61-72 months | As low as 6.85% |
| 73-84 months | As low as 7.65% |
Deposit Rates Effective: May 03, 2024
Personal Loan Rates Effective: February 27, 2023
Auto Loan Rates Effective: April 11, 2023
AdelFi finances loans nationwide, excluding Pennsylvania.
A $25,000 auto loan for 60 months with a 5.95% APR equates to an estimated monthly payment of $482.74. Actual payment will vary based on the total amount financed.
*We are no longer opening new rate bump certificates. May bump up rate once every twenty-four (24) months during term.
**A $10,000 personal loan for 36 months with an 8.49% APR, equates to an estimated monthly payment of $315.63.
1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, AdelFi pays dividends monthly on the last day of each month. Withdrawal of dividends and fees may reduce earnings on this account.
2Rates published are Annual Percentage Rates (APR). Rates start as low as the published rates. Your actual APR may differ based on your credit history, approved loan amount, and term. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. For current rates, call Member Services 800.325.4652.
✝The minimum daily balance to earn dividends for the Interest Checking account is $100. The minimum daily balance to earn dividends on Money Market Savings is $1,000.
✝✝13-Month Certificate Special Disclosures: This offer has ended at the discretion of AdelFi.
Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.
Please refer to AdelFi's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice.
