Business & Non-Profit Certificate Rates
Term Length | Opening Balance | Dividend | APY1 |
|---|---|---|---|
6 months | $0 $100,000 | 3.75% 3.80% | 3.82% 3.87% |
1 year | $0 $100,000 | 3.95% 4.00% | 4.03% 4.08% |
2 Years | $0 $100,000 | 3.75% 3.80% | 3.82% 3.87% |
5 years | $0 $100,000 | 3.50% 3.55% | 3.56% 3.61% |
Business/Non-Profit Checking Account Rates
Account | Earnings Allowance Rate | Dividend Rate | APY1 |
|---|---|---|---|
Analyzed Checking | 0.20% | N/A | N/A |
Standard Checking | N/A | 0.07% | 0.07% |
Business/Non-Profit Savings Account Rates
Account | Minimum Daily Balance | Dividend | APY1 |
|---|---|---|---|
Cash Reserve Savings | $0 $500,000 | 2.80% 2.80% | 2.84% APY1 2.84% APY1 |
Business/Non-Profit Money Market Account Rates
Account | Minimum Daily Balance | Dividend | APY1 |
|---|---|---|---|
Money Market Maximizer | $0 $1,000 $10,000 $50,000 $100,000 | 1.00% 1.50% 2.30% 2.70% 3.10% | 1.01% 1.51% 2.33% 2.74% 3.15% |
Insured Money Market Reserve | $0 | 1.00% | 1.01% |
| Insured Money Market Reserve with Sweep | $0 | 1.00% | 1.01% |
Rates Effective: December 20, 2024
1APY is Annual Percentage Yield. APY assumes that dividends remain on deposit for one year. Withdrawal of dividends and fees could reduce earnings.
Please refer to AdelFi's Account Agreement and Disclosures and Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. The fee schedule contains current and upcoming fee changes starting January 1, 2024.
Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.
Qualifying commercial accounts exceeding the maximum level of coverage provided by NCUA of $250,000 are also insured up to an additional $100,000 by American Share Insurance (ASI).
