Reach Your Goals While Making an Impact
It’s always a good time to evaluate your savings needs and execute your savings strategy while impacting the Kingdom. AdelFi offers savings account options allowing you to save your way, regardless of your goals. Find everything from traditional savings accounts to money market accounts that reward you with a better interest dividend rate. Earn more knowing you’re partnering with a financial institution that helps your money impact many.
High Dividend Rate
Financial Stewardship Courses
30,000 surcharge-free ATMs
Youth Savings
High-Yield Money Market Promotion
For a limited time only, earn up to 4.03% APY1 up to $100,000 for 12 months with a High-Yield Money Market Account2.
Enter promotional code MMA2025
- Minimum opening deposit: $1,000
- Six free withdrawals per monthly statement cycle
- No Monthly Maintenance Fees
- New Funds Only2
Digital Banking
Access your accounts on your time from almost anywhere. With AdelFi’s digital banking on the web or with our mobile app, you can access your accounts, make payments, transfer money between accounts, and many other things, including monitoring your credit score with one convenient login. Learn more about our online and mobile banking services.
Compare AdelFi Savings Accounts
| Savings | Money Market Savings | Start Young Savings | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Apply Online | Open Account | Open Account | Open Youth Account | ||||||||||
| Right for you if... | You want the basics | You want to earn a high dividend rate | You want to teach your kids to save | ||||||||||
| Dividend Rate/APY | 0.35% APY1 On all balances |
Min daily balance to earn dividends is $1,000. | 0.35% APY1 On all balances | ||||||||||
| Quarterly Paper Statement Fee | $0 | $0 | $0 | ||||||||||
| Minimum Opening Deposit | $25 | $25 | $25 | ||||||||||
| Free Online & Mobile Banking App Access | Yes | Yes | Yes | ||||||||||
| Free Visa® Gold Check Card | Yes | Yes | Start Young Visa Debit Card | ||||||||||
| Free Domestic ATM Withdrawals | Yes | Yes | Yes | ||||||||||
| Global ATM Network | Yes | Yes | Yes | ||||||||||
| Nationwide CO-Op Network** | Yes | Yes | Yes | ||||||||||
| Access | Mobile Deposit Free account transfers to AdelFi or external accounts | Mobile Deposit Free account transfers to AdelFi or external accounts | Mobile Deposit Teen Person-to-Person and Bill Payments Parental Controls | ||||||||||
| Withdrawal Privileges | 6 free per month $6 for each additional | 6 free per month $6 for each additional | 6 free per month $6 for each additional |
Dividend Rates Effective: January 21, 2025
1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, AdelFi pays dividends monthly on the last day of each month. The APY and dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed APY for Savings and Start Young Savings accounts.
For Money Market Savings, the dividend rate is based on tiers. The end-of-day balance determines the tier, so the dividend rate for the month may vary from day to day, depending on each day's balance. The minimum daily balance to earn dividends is $1,000. The account will not earn dividends for the days where the ending balance is below $1,000. Withdrawal of dividends and fees may reduce earnings on these accounts.
Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.
Please refer to AdelFi's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account dividend rates, agreements, terms, and conditions offered are subject to change without notice.
2Promo High-Yield Money Market Account Disclosures:
This Promotional Offer is effective beginning January 1, 2025, for all new and existing AdelFi Members and can end at the discretion of AdelFi at any time without prior notice. Click here for complete terms and conditions.
The promotional rate is paid monthly at a dividend rate of 3.95% resulting in an APY (Annual Percentage Yield) of 4.03% on balances up to $100,000. Promotional rate and cap are subject to change. Promo account will automatically convert to standard Money Market Savings after 12 months.
- Must be at least 18 years old
- Open a NEW High-Yield Money Market Account with a $1,000 opening deposit
- Use promotional code MMA2025 in the membership/account application
- Funds deposited in the High Yield Money Market Savings account must be new funds*. A minimum opening balance of $1,000.00 is required.
- Balances above $100,000 will earn the same dividend as AdelFi Personal Savings Accounts, resulting in a blended rate.
- Limit ONE High-Yield Money Market Account per member
*New funds are monies from another source that are not already on deposit at AdelFi in any account. Click here for complete terms and conditions.
