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Savings Accounts

Reach Your Goals While Making an Impact

It’s always a good time to evaluate your savings needs and execute your savings strategy while impacting the Kingdom. AdelFi offers savings account options allowing you to save your way, regardless of your goals. Find everything from traditional savings accounts to money market accounts that reward you with a better interest dividend rate. Earn more knowing you’re partnering with a financial institution that helps your money impact many.

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High Dividend Rate

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Financial Stewardship Courses

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30,000 surcharge-free ATMs

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Youth Savings

using digital payment from phone

Online & Mobile Banking

Access your accounts on your time from almost anywhere. With AdelFi’s digital banking on the web or with our mobile app, you can access your accounts, make payments, transfer money between accounts, and many other things, including monitoring your credit score with one convenient login. Learn more about our online and mobile banking services.

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Compare AdelFi Savings Accounts

SavingsMoney Market SavingsStart Young Savings
Apply OnlineOpen AccountOpen AccountOpen Youth Account
Right for you if...You want the basicsYou want to earn a high dividend rateYou want to teach your kids to save
Dividend Rate/APY 0.35% APY1
On all balances
Min. Daily BalanceAPY1
$1,0001.26%
$25,0001.41%
$50,0001.51%

Min daily balance to earn dividends is $1,000.

0.35% APY1
On all balances
Quarterly Paper Statement Fee$0$0$0
Minimum Opening Deposit$25$25$25
Free Online & Mobile Banking App AccessYesYesYes
Free Visa® Gold Check CardYesYesStart Young Visa Debit Card
Free Domestic ATM WithdrawalsYesYesYes
Global ATM NetworkYesYesYes
Nationwide CO-Op Network**YesYesYes
AccessMobile Deposit
Free account transfers to AdelFi or external accounts
Mobile Deposit
Free account transfers to AdelFi or external accounts
Mobile Deposit
Teen Person-to-Person and Bill Payments
Parental Controls
Withdrawal Privileges6 free per month
$6 for each additional
6 free per month
$6 for each additional
6 free per month
$6 for each additional

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Dividend Rates Effective: December 20, 2024

1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, AdelFi pays dividends monthly on the last day of each month. The APY and dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed APY for Savings and Start Young Savings accounts.

For Money Market Savings, the dividend rate is based on tiers. The end-of-day balance determines the tier, so the dividend rate for the month may vary from day to day, depending on each day's balance. The minimum daily balance to earn dividends is $1,000. The account will not earn dividends for the days where the ending balance is below $1,000. Withdrawal of dividends and fees may reduce earnings on these accounts.

Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.

Please refer to AdelFi's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account dividend rates, agreements, terms, and conditions offered are subject to change without notice.