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Student Choice Student Loan and Refinance

A better way to pay for college expenses.

 At AdelFi, we are committed to empowering students to achieve their educational dreams. To support this mission, we have partnered with Student Choice to offer our members a unique private student lending solution.

Easy Online Application

Affordable Rate Payment

Competitive Rate Changes

Personalized 1:1 Support

Not like other student loans.

With Student Choice, their credit line is different. You are approved for your entire undergraduate or graduate career, so you won’t need to reapply yearly. You can use the funds to pay for education-related expenses like tuition, books, and housing. 

Have loans to refinance? You can combine private and federal student loans, including parent PLUS loans. This can help you manage your payments and lower your interest rate.

  • Available for undergraduate and graduate students, who need to fill college funding gaps, and college graduates looking to refinance existing student loan debt
  • Competitive fixed and variable interest rates
  • Line of credit structure on in-school private student loan that provides multi-year approval with just one application*
  • Ability for students to secure funding even if you're unsure of the college you plan to attend or exactly how much funding you need
  • Potentially reduce rate by 0.25% by enrolling in automatic electronic payments during repayment
  • Multiple repayment & in-school deferment options
  • Borrow from a not-for-profit credit union you can trust!
Checking credit score on mobile devices
Checking credit score on mobile devices

Discover the best rate for you!

Learn more about available rates and terms, and then select the credit union solution that works best for you.

  • Calculate your potential rate and payment without affecting your credit score.
  • Choose from various repayment plans.
  • Secure a loan from a trustworthy, not-for-profit credit union!

Find Your Best Rate


 


Borrow responsibly.

*Subject to annual review and credit qualification. Must meet school's Satisfactory Academic Progress (SAP) requirements.

The private education lines of credit and private education refinance loans are made by a credit union partner. Neither AdelFi nor CU Student Choice Partners, LLC (Student Choice) is the creditor for these loan products. AdelFi will receive compensation from the lending credit union or Student Choice for the referral of customers. This charge will not be passed on to you.

PRODUCTS, SERVICES, AND BENEFITS MAY BE MODIFED OR DISCONTINUED AT ANY TIME WITHOUT NOTICE.

You should always exhaust your federal aid options before applying for a private education loan product, because these loans are sometimes more difficult to obtain and can often end up being significantly more costly to you in the end. Private education loans are designed to supplement federal loan programs. Private education loans are also known as 'alternative loans' and the terms often vary considerably based on the lender and borrower credit histories.

This is NOT a federal student loan application.