For more than 60 years, AdelFi and Christian Community Credit Union have been serving Christian individuals, families, ministries, and Christian-owned businesses nationwide. This merger is a natural fit because of our shared values, Christ-centered mission, and commitment to financial stewardship.  

By joining forces, we’ll be stronger; able to offer a broader range of products, provide even better service, and invest in technologies that enhance the member experience and create operational efficiencies. Importantly, this decision reflects the will of our membership: 73% of AdelFi members who voted supported the merger.

Together, we are building a united credit union with greater reach, resources, and impact. As a combined institution, we’ll become the largest Christian credit union in the country, better positioned to serve and support the financial well-being of the Christian community for generations to come.

As a member of our financial cooperative, how we operate on your behalf truly matters. Our mission is to provide products, services, and benefits that support you and advance the Christian community we all share. This merger helps us achieve both.

What this means for you:

• Convenient Access: A physical branch in San Dimas, CA with weekday hours, plus continued access to over 5,000 shared CO-OP branch locations and 30,000+ surcharge-free ATMs nationwide.
• Expanded Support: A larger internal team ready to assist you in person, by phone, or online – whenever you need us.
• Faith-Focused Products: Access to mortgages, HELOC loans, overdraft protection, expanded construction lending for ministry projects, and equipment loans designed specifically for ministries, churches, and Christian-owned businesses.
• Enhanced Rewards: Improved credit and debit cards with cash back and rewards programs, including business and ministry cards offering 1.5% rewards.
• Expanded Financial Security: Up to $250,000 ASI Insurance coverage per individual account to protect your funds.
• Competitive Rates & Services: We’ll be stronger and able to offer more products and service, all backed by the same faithful service.
• Stronger Christian Impact: We remain deeply committed to supporting your financial well-being and providing high-impact programs that strengthen Christian individuals, families, ministries, and businesses.
• Scale & Stability: This merger gives us the size and strength to invest in best-in-class technology and service, while ensuring your financial safety and soundness.
• Caring Team: With a larger, stronger credit union, we can continue investing in our employees – those dedicated to serving you and the Christian community.

Together, this merger means a better banking experience for you and a greater positive impact for our Christian community.

We’re excited to share that the legal effective date of our merger with Christian Community Credit Union is set for December 1, 2025. This will be our official "Day One" as a newly combined organization.

At that time, you’ll begin to see some light changes, such as the use of the phrase: “AdelFi, a division of Christian Community Credit Union” on materials and platforms. This reflects our transition to CCCU’s charter and marks the start of deposit insurance coverage under American Share Insurance (ASI).

There will be no immediate changes to your accounts or how you bank, and we are committed to providing clear updates well in advance of any future changes.

AdelFi and Christian Community Credit Union are currently working through the required regulatory approvals for our upcoming merger, which is expected to be legally finalized by December 1, 2025. From start to finish, the full integration process is anticipated to take 12–18 months.

During this time, both organizations are actively collaborating to build a strong and unified foundation – drawing on our shared mission to better serve the Christian community. Once the merger is legally complete, we’ll begin integrating systems, platforms, and services to bring you enhanced banking tools and member benefits.

At this stage, no action is needed on your part. Your accounts, services, and member experience will remain unchanged for now. Our teams are working diligently behind the scenes to ensure a seamless and thoughtful transition, and we’re committed to keeping you informed every step of the way.

No, you do not need to do anything at this time. Your member number, account information, and online access will all remain the same.

If any changes are needed in the future as part of the merger, we will notify you well in advance and provide clear guidance every step of the way. We're committed to making this a smooth and seamless experience for you.

Yes. Beginning December 1, 2025, all AdelFi deposit accounts will be insured up to $250,000 per individual account through American Share Insurance (ASI). ASI is the nation's largest credit union-owned private deposit insurer and has a strong track record of protecting members’ funds.

There is no limit to the number of insured accounts you may hold, offering the same level of security you've come to expect. Although AdelFi will no longer be federally insured by the NCUA after this date, we have full confidence in ASI’s member-focused protection model. Your financial safety remains our top priority.

There are no changes at this time. Your cards, direct deposits, checks, and bill pay services will continue to work as they always have. If any updates are needed in the future, we will communicate them clearly and well in advance, giving you plenty of time to prepare. We're committed to making this transition smooth and stress-free for you.

Our current hours will stay the same: Monday through Friday, 8 AM to 5 PM (PST). As we grow together, we’re exploring opportunities to extend or enhance our service hours in the future. We’ll keep you informed of any updates, always with your convenience in mind.

You’re welcome to visit the San Dimas CCCU branch starting on Legal Day One (anticipate becoming a merged entity by the end of 2025). In the meantime, you can continue to access over 5,000 shared branch locations nationwide for your convenience. We’ll update you on branch and service center access as part of the merger timeline.

Blair Korschun, current CEO of Christian Community Credit Union, will serve as the CEO of the combined credit union. The Boards of Directors and Supervisory Committees from AdelFi and CCCU will form a unified governing body, and the executive teams from both credit unions will merge into one leadership team. This combined leadership reflects both organizations' strengths, experience, and shared mission – working together to serve our members and the broader Christian community faithfully.

Your accounts and digital banking access will remain the same at this time. AdelFi members will continue using the current AdelFi digital banking platform, and CCCU members will continue using their existing platform. We are actively working to merge both systems into one seamless experience, and we will keep you informed with plenty of advance notice before any changes occur. In the meantime, please continue to use your current online and mobile banking platforms as usual. We appreciate your patience as we work to bring the best of both credit unions together, and we’ll be here to support you every step of the way.

American Share Insurance (ASI) is a private deposit insurer that has been protecting credit union members’ deposits for over 50 years. ASI is owned by the credit unions it insures and currently protects over 1.3 million members nationwide. ASI offers several advantages, including insuring more of your money than federal insurance limits and maintaining higher reserves and liquidity than the NCUA. To date, no member has ever lost a penny in an ASI-insured account. ASI holds a majority of its assets in cash, U.S. Treasury securities, and government agency bonds. Credit unions must qualify to receive ASI coverage, and ASI routinely examines the credit unions it insures to ensure safety and soundness. ASI is licensed by the Ohio Department of Insurance and dual-regulated by the Ohio Departments of Insurance and Commerce, as well as supervised by credit union regulators in the states in which they operate. Their financial statements are independently audited annually and are available upon request. You can learn more about ASI by clicking here.

If you have any questions regarding the merger, you can contact AdelFi Member Service. We will keep this page updated with new information, so please check back often.

A Merger of Equals (MOE) means that two independent credit unions of similar size are coming together to form one stronger, combined credit union. This merger allows us to provide even more value to our members – offering better rates, fewer fees, and improved service options – while staying competitive in the market. Because AdelFi is moving to ASI deposit insurance (like CCCU), our members were asked to vote on the merger and overwhelmingly supported this important step. Moving to ASI means AdelFi will operate under CCCU’s charter. The combined credit union will operate with Blair Korschun as CEO. This merger of equals is about uniting strengths to better serve you and the Christian community for years to come.

The AdelFi name will remain in use following the merger, and we remain fully committed to serving our members under a brand that reflects both our combined missions and our missionary members’ needs. While the legal merger becomes effective on December 1, 2025, the AdelFi brand will continue to be used in the marketplace.  In the months that follow, we will thoughtfully and prayerfully move toward a unified brand that reflects the strengths and shared purpose of both AdelFi and Christian Community Credit Union. As part of this process, you may temporarily see references such as: “AdelFi, a division of Christian Community Credit Union.”

We also want to reassure our members – especially those serving in global or sensitive ministry contexts – that we are being intentional in our brand decisions. We understand the realities faced by missionaries and others serving in regions where certain language may create risk, and we are carefully considering these factors in all communication and naming decisions. If you currently receive mailings that exclude references to Christian for security reasons, that will not change.

Our long-term goal is to operate under a unified brand that reflects the best of both organizations. We look forward to sharing more with all members in the months following the merger.